MEDICAL INDEMNITY INSURANCE

PROFESSIONAL INDEMNITY FOR MEDICAL PRACTITIONERS

SPECIAL INTRODUCTORY OFFER

GET 14 MONTHS FOR THE PRICE OF 12 MONTHS

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Medical Indemnity

With Australia becoming a more litigious society every year, the need for a comprehensive medical indemnity insurance program is more important than ever. Not only to satisfy regulatory requirements (ie: AHPRA) but to give you piece of mind that you’re adequately covered and paying the right premium.

About GSIB

Garden State Insurance Brokers and Sunshine State Insurance Brokers commenced practice in 1990 and is an AFS Licensed General Insurance Broker (AFS Lic. No. 244578).

Our experienced and qualified brokers have expert knowledge in a range of insurance products, and specialise in tailoring cost effective insurance programs.

Our Solution

for your medical indemnity cover can provide you with

MARKET LEADING COVER

COMPETITIVE PREMIUMS

NO MEMBERSHIP FEES

AHPRA APPROVED

24 HOUR MEDICOLEGAL HELPLINE & EMERGENCY LEGAL COST COVER

FLEXIBLE POLICY PERIODS & RENEWAL DATES

EXTENDED POLICY COVERING BOTH PRIVATE & PUBLIC PATIENTS

Ready to get a quote or talk to one of our specialists?

Product

Some of the standard Policy Features and Benefits include

Retroactive Cover

Cover for any prior practice activities, even when returning from maternity leave

Defence Costs in Addition to Your Limit of Liability

Your policy limit of liability will not be eroded by the costs of investigating, defending, adjusting, settling or appealing any claims. Defence costs are provided in addition to you your policy limit giving you added protection.

Coronial Inquiries

Cover for your legal fees in representing you in relation to a coronial inquiry or inquest.

24 Hour Medicolegal Helpline

Access to a 24 / 7 legal helpline when you need to speak to someone urgently.

Medicare Audits

Cover for alleged fraud against Medicare, the Pharmaceutical Benefits Scheme, private health fund or any other government programs administered by Medicare by the payment of any benefit or funds to any person who had no legal entitlement to such benefit or funds.

Telehealth Services Covered

Improved technology and social media has paved the way for new ways of communication and delivering medical advice. Cover includes delivery of medical advice via electronic.

Needle Stick Cover

Cover for any prior practice activities, even when returning from maternity leave

Flexible Policy Periods & Renewal Dates

Pick a renewal date that suits you. No requirement to be grouped into dates that do not suit your business or personal preference. Policies can be extended up to 14 months.

Practicing Activities Covered

Broad definition of healthcare services to minimize the potential for gaps in cover. This includes cover for incidental administrative and managerial services, some clinical trials, clinical teaching activities and emergency medical treatments.

Breach of Privacy Laws

Cover for fines and penalties handed down for breaches of privacy laws as well as the cost of notifying regulators and patients of the privacy breach.

No Membership Fees, Billing Bands or Mid-Term Increases
  • No requirement to pay a membership fee
  • You are not pigeon holed into billing band categories.
  • Premiums are calculated based on your income and healthcare specialty at the start of your policy
  • No mid-term increases if your billing are higher than expected
Statutory Fines & Penalties

Cover for fines and penalties handed down for certain breaches of consumer, environmental and workplace health and safety laws. Including cover for the legal fees in defending alleged breaches.

Legal Costs to Continue to Defend a Claim

Protecting your reputation is important. Additional amounts can be available for legal costs if you wish to continue defending a claim. Costs for engaging public relation consultants are also available.

No Gap Maternity Leave

Mothers returning from maternity leave face the possibility of having gaps in cover. The Australian Government Run-Off Cover Scheme will not cover claims notified after returning from maternity leave. Cover is available to ensure there are no gaps in cover (‘Tail Cover’).

Loss of Income When Attending Court

Cover for lost income when you’ve been required to attend court or an arbitration in relation to claims against you.

Public & Private Patients

Minimize any potential gaps in cover with protection also available for Public patients claims where your hospital or area health service does not indemnify you.

Emergency Legal Costs

When things go wrong you may need to engage lawyers immediately. Our insurer will reimburse you for the costs to engage lawyers in an emergency resulting from your healthcare practice, until such time you could reasonably have notified the insurer.

Why Use Us?

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Sunshine State Insurance Brokers is able to manage All your general insurance requirements leaving you with less paperwork & administrative tasks.

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We can provide you with a broad, competitive & flexible alternative to your current Medical Indemnity program.

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We manage claims on your behalf and will strive to have them settled quickly, leaving you with more time to deal with your business and patients.

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We have access to multiple insurers that are offering market leading cover at competitive premiums.

Occupation Classes

  • Anaesthesia
  • Bariatric Surgery
  • Cardiology
  • Cardiothoracic Surgery
  • Colorectal Surgery
  • Cosmetic Proceduralist
  • Dermatology
  • Emergency Medicine
  • Endocrinology
  • Gastroenterology
  • General Physician
  • General Practice
  • General Surgery
  • Genetics
  • Geriatric Medicine
  • Gynaecology/IVF
  • Haematology
  • Hospital Medical Officer
  • Immunology and Allergy
  • Infectious Diseases
  • Intensive Care
  • Medico-Legal
  • Nephrology
  • Neurology
  • Neurosurgery
  • Nuclear Medicine
  • Obstetrics & Gynaecology
  • Occupational Medicine
  • Oncology
  • Ophthalmology
  • Oral & Maxillofacial Surgery
  • Orthopaedic Surgery
  • Otolaryngology
  • Paediatric Surgery
  • Paediatrics
  • Pain Management
  • Palliative Care
  • Pathology
  • Pharmacology
  • Plastic, Recostructive & Cosmetic Surgery
  • Psychiatry
  • Public And Community Health
  • Radiation Oncology
  • Radiology
  • Rehabilitation
  • Respiratory Medicine
  • Rheumatology
  • Sports Medicine
  • Ultrasound – Diagnostic
  • Urology
  • Vascular Surgery

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Talk to a Specialist

Have one of our Senior Brokers provide you with a Policy Comparison and Quote

Joshua Jellett

DJuris, BA (Econ), GCAppFin

03 9620 0644 / 03 5331 8059
josh.jellett@gsib.com.au

Adam Jellett

B. Bus, B. Arts, M. Ins & Risk Management

07 5561 1592 / 02 9119 3569
adam.jellett@ssib.com.au