Garden State Insurance Brokers have the knowledge and expertise to help tailor an insurance package that is right for your Florist Shop. We have an extensive knowledge of the benefits, exclusions and costs of the insurance policies best suited to Florist Shops and can provide assistance on how to make your insurance budget go further. You know flowers and how to run a florist shop we know insurance for florists.

With a strong focus on attention to detail we will ensure your policy has you covered in the unfortunate event of a loss.

What covers does a florist need? at Garden State we are able to include the following in your policy:

• Fire and perils cover to protect your Stock, Contents and the building if required.
• Loss of Business income following an event that is insured. This will insure the profit of the business.
• Burglary and Money
• Glass, including internal glass in cabinet
• Public and Products Liability, will protect your business even if you are away from the location
• Machinery Breakdown
• Loss of refrigerated stock, this will cover your stock in cool rooms.
• Personal Accident and/ or Illness
• Marine cover – Covering your stock whilst in transit

Additional products we can help you with include:

• Workers Compensation
• Life Insurance and Disability Insurance (we can refer you to an approved adviser)
• Management Liability
• Pay by the month option

You can save time and money by letting us do all the hard work obtaining quotes from leading insurers for your florist shop. We will ensure you are informed and not just insured, as we explain the policies for you in detail so you know what you’re covered for.

We are your risk partner. Our brokers will obtain multiple quotes for your florist shop, let us do the running around for you.